Finance

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Tax planning and charitable giving: What to consider now

Charitable giving comes in many forms. But whether it’s donating cash, cryptocurrency, publicly traded stock, real estate, a business, or something else, increasing your knowledge of tax planning strategies could help reduce the amount of money you may owe while potentially maximizing your gift. (read more)

Summary of Federal Loan Programs and Business Resources for Native Americans

Small Business Administration (SBA) – Resources for American Indians, Alaska Natives, and Native Hawaiians

SBA Office of Native American Affairs
Resource Guide for American Indians, Alaska Natives, and Native Hawaiians
SBA 8(a) Business Development Program for Federal Contracting Assistance
Business & Technical Assistance, including marketing, strategic and operational planning, financial analysis, opportunity development and capture, contract management, and compliance.
Native American Business Primer, an online course to assist native peoples considering starting a business
SBA Native-American Owned Businesses Homepage

Department of Interior Bureau of Indian Affairs (BIA) – Opportunities regarding job training, education, and employment for members of federally recognized tribes

Bureau of Indian Affairs – Programs & Services
Find Your Local BIA Office
Office of Indian Energy & Economic Development (IEED) – guaranteed loan program for economic development in Indian Country
Loan Guarantee Program – loan guarantee up to 90% for Native American-owned businesses. The maximum guaranty is $500,000 for individual tribal members, but can go higher for tribes and tribal enterprises.

US Department of Agriculture (USDA)

Office of Tribal Relations
Programs & Services for Tribal Communities
Programs for American Indian and Native Alaskans
Rural Development Program / Assistance for Tribal Nations
Council for Native American Farming and Ranching

Department of Commerce (USDC)

Minority Business Development Agency (MBDA) – promotes growth and expansion of minority businesses with management and technical assistance
Locate a Business Center

US Treasury

Federal Housing Authority (FHA) Department of Housing and Urban Development (HUD)

Title VI Loan Guarantee for Affordable Housing

US Senate Committee on Indian Affairs

Find out Senate activities related to Native American people

National Congress of American Indians (NCAI) – founded in 1944, NCAI is the oldest, largest and most representative American Indian and Alaska Native organization serving the broad interests of tribal governments and communities

* Borrower/business must qualify for the loan program by meeting the underwriting standards provided by that particular program. This fee reduction applies only to Commercial Loan Direct’s origination fee; it does not apply to any other fees charged by the applicable programs or funding lenders.

Source: Native American Commercial Loans (commercialloandirect.com)

How inflation hurts retirees and how you can protect yourself

How to cope with stock market losses in retirement

How to recover after a loss in the stock market